Review of Safe Retirement Course

It’s not every day that one of your co-authors writes the first online course for retirees in Canada.

It felt natural that the first review of “4 Steps to Retire with Peace of Mind” was published on “Million Dollar Journey.”

If you want to skip my review and see what the course is about, click here.

As Kyle wrote last week, he’s been digging deep into several retirement topics over the past year. And even before that, he had written a very detailed article about safe withdrawal rates for his retirement and was quoted in Canadian Financial Planning magazine. .

As someone who has been writing about this for over a decade and a half, I feel there is some credence when I say this is the most complete resource for getting ready. Retired in Canada.

If you check out Kyle’s bibliography within the course, you’ll find all the books I’ve read on the subject (and a few that I didn’t even know about until I was further along in the course).

Difference between teacher and advisor

I don’t mean to disrespect authors or financial advisors, but I generally find that when explaining concepts, they either have a hard time digging deep enough to be useful to the average person, or use too much, or both. I think you can say that. Industry-specific terminology for losing people.

Often, the key points of materials produced by financial advisors are:Well, it depends. Every situation is different so it is best to seek individual advice. ”

Roughly translated: “Please pay for my personalized service.”

Kyle really goes out of his way to explain the trade-offs involved when it comes to specific decisions such as:

• When will OAS and CPP payments be made?
• Is it a good idea to work part-time after early retirement?
• Should I move abroad for a lower cost of living?
• When is it best to withdraw from an RRSP and when does a TFSA make more sense?
• Should I convert my RRSP to a RRIF when I turn 65?
• What are the best investments for Canadian retirees?
• Is nursing care insurance really good?

These are not simple decisions, but if you take them step by step, it becomes much easier to make an educated decision.

Kyle’s combination of original explainer videos, bite-sized content chunks, graphic organizers, case study examples, and full-length expert interviews are highly effective at communicating the pros and cons of each important decision. It’s a method. No other financial advisor has enough time to fully explain your financial plan.

If you want to check the source of information, Kyle provides direct links to resources so you can decide whether they are trustworthy or not. Personally, I have found that all of his research is based on the solid expertise of top Canadian experts as well as top international sources.

A quick review of 4 steps to retire with peace of mind

I was also one of several people Kyle tapped on the shoulder to give feedback on various aspects of the course. So if it means anything, it means that the information presented is as good and accurate as we can collectively produce.

Of course, he asked other prominent personal finance bloggers, columnists, and certified financial planners to read the content and give their opinions. Therefore, we guarantee that it has been thoroughly fact-checked.

But don’t just take my word for it. Here’s what Ellen Roseman, a longtime personal finance journalist and university professor, and Jason Heath, a well-known author and paid financial advisor, have to say about the course.

4 Steps to Retirement Online Course Costs

A project that takes a qualified person a year of their life to work on is not free.

That said, at $500, “4 Steps to Retire with Peace of Mind” is a great value. I know that Kyle says this is just an introductory price and that he intends to keep the price low enough that middle-class Canadians can afford it, but he says the retail price for a similar online course is over $2,000. .

We don’t know how long this introductory fee will last, but we have no intention of delaying it.

After all, where’s the risk when you have a 100% money-back guarantee if you don’t think the information is worth it?

The value proposition from my perspective is:

• No more searching all over the internet for a tidbit about a CPP here, a RRIF there, or bookmarking 10+ articles on retirement investing and more. You’ll probably save hundreds of hours because everything is here in one place.

• The Thinkific platform used in this course is incredibly easy to use. It’s 1,000 times easier than what universities are using for online education these days.

• The cost of this course is much less than what most Canadians already pay for financial advice due to high mutual fund fees in Canada.

• There are no annoying monthly subscription fees, just one-time fees.

• Unlimited updates. Kyle has promised me that he will keep this article updated. After all, he wrote this article with his own parents in mind, so I think he’s very motivated. No book can do that.

• With our money-back guarantee, you can view our courses completely risk-free.

• Kyle combines whiteboard instructional videos, interviews, graphs, and case studies with the accessible text you read on this site. It is simply unique in this respect, making the course feel more like an interactive classroom than a book.

• The sources of information can be easily traced through basic links on the Internet. If you want to know where the statistics come from, take two seconds.

After all…what are you waiting for?

Don’t put off your retirement plans endlessly or rely on salesmen in suits. stop thinking, “Hmm…I might have to go for another year or two…I don’t know how long is enough.”

Honestly, I think most retirees could save tens of thousands of dollars by taking this course.

But more than that, it will give them the confidence and security that is essential for retirement.

It would be easy to charge Kyle 10 times the selling price for this course. At $500, it’s just a great value for a product with no comparable Canadian competitors.